Budget
and Actual Expenses
Subtract Budget Amount from Estimated Income
| MONTH OF ________2004 |
ESTIMATED INCOME 
|
$
|
| |
BUDGET AMT |
ACTUAL AMT |
DIFFERENCE |
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| 1. Housing (Mortgage / Rent) |
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| 2. Electric / Gas |
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| 3. Water |
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| 4. Insurance, Car |
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| 5. Insurance, Health |
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| 6. Insurance, Life |
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| 7. Credit card payments |
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| 8. Installment loans |
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| 9. Food |
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| 10 Clothing |
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| 11. Household expenses |
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| 12. Telephone |
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| 13. Cell telephone |
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| 14. Trash collection |
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| 15. Health, Doctor, Dentist |
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| 16. Car payment |
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| 17. Fuel and Car expenses |
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| 18. Contributions / Charity |
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| 19. Savings |
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| 20. Child care |
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| 21. Education |
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| 22. Entertainment / Recreation |
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| 23. Gifts |
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| 24. Personal |
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| 25. Miscellaneous |
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| 26. Taxes |
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| 27. Repairs (Car, House, Etc.) |
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| 28. Cable company |
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| 29. Newspapers or Magazines or Books |
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ESTIMATED EXCESS
|
$ |
If you have a plus sign in that last column, last row, you have stayed within
your budget. If you have a minus sign and have gone in the red, you will
be short on money this month.
Solutions: Cut spending; Earn more money; Take out a loan.
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